Our Process

Our Six Step Client Process

Advisory Process

Our goal is to provide you with peace of mind through trusted advice and personalized solutions to meet your financial goals.

Understanding Needs and Goals

We take the time to get to know you. Using our detailed investment and financial planning questionnaire we determine your comfort level with risk, your financial situation today and future aspirations for you, your family and your business.

Assess Financial Situation

Your responses to the investment and financial planning questionnaire let us make a thorough assessment of your financial situation and provide the foundation for a solid and comprhensive strategy recommendation. We often work closely with your other professional advisors (lawyer, accountant, etc.) so that this analysis is more complete.

Develop Personalized Recommendations

We draw on a specialized team of experts from across the Scotiabank Group to prepare a written action plan for you that closes the gap between where you are and where you want to be.

Document and Present Solutions

Our detailed recommendations address your whole financial picture with specific steps to achieve your goals. These are presented to you as a written financial strategy that includes an Investment Policy statement and a Service Commitment.

Implement Strategy

We draw on a full range of sophisticated investing solutions, industry leading research and seasoned specialists to put your plan into action.

Monitor and Refine Strategy

Ongoing monitoring of your overall situation and progress help to ensure your plan remains on target. Your financial strategy, Investment Policy Statement, and Service Commitment are reviewed at our pre-scheduled meetings.

Client Process